Merpay launches a new feature that automatically tops up when balance is insufficient at checkout

Merpay has launched a new in-store payment feature that automatically covers shortfalls with credit when balance or points are not enough.

Payments will prioritize Merpay balance and points first, while users can manage spending with limits and transaction alerts.

Mercard users will also be able to use their balance for in-store purchases, expanding payment options.

The update aims to reduce checkout interruptions from insufficient funds and improve convenience for cashless shoppers.