Elon Musk finally launches X Money. What could possibly go wrong?

X has launched X Money for U.S. Premium and Premium+ subscribers after multiple delays.

The service adds peer-to-peer transfers and banking-style features, but it is still limited in functionality.

Major markets including New York and Massachusetts are excluded because of licensing gaps.

Operational and customer support concerns could slow adoption and weaken Musk’s “everything app” ambitions.