Here’s how to avoid getting trapped in never-ending Apple Upgrade leases

Apple’s new Apple Upgrade leasing plan lowers monthly costs for devices like the MacBook Pro, but it does not automatically transfer ownership at the end of the term.

If users do not save for the end-of-term balloon payment, they may end up renewing leases over and over instead of buying the device outright.

The article suggests setting aside money each month to build toward the buyout, effectively mimicking ownership.

Bottom line: the plan makes upfront payments cheaper, but without a buyout strategy it can turn into a long-running lease cycle.